Parenting

Do Stay-at-Home Moms Need Life Insurance?

There are a lot of people who feel that they do not need life insurance. They assume that nothing bad is going to happen to them anyway so they do not make any effort anymore. Some stay-at-home moms assume that they do not need insurance because they are just going to be at home to take care of their kids and make sure that their home is comfortable for everyone.

A lot of moms may not be given the recognition that they deserve. They may feel that moms are supposed to do that but the sacrifices that moms do should never be disregarded. Moms can become very efficient multi-taskers. They have to make sure that their homes are clean, that they pay the bills, they prepare the food for their children, and so much more. It is obvious that they are undervalued.

Do Stay-at-Home Moms Need Life Insurance?
Do Stay-at-Home Moms Need Life Insurance?

How Much Life Insurance Do Stay-at-Home Moms Need?

There are some people who feel that those who should get insurance are only those who have a steady source of income. As a stay-at-home mom, there may be days when you do not have enough money. Even so, life insurance will make sure that you will stay protected in the event that you get sick or you get into an accident.

You have to remember that you know how important insurance is. You have checked out different car insurance quotes in florida because you want to make sure that your car will be safe if in case you get into an accident while driving. Why shouldn’t you protect yourself especially if you deserve the extra protection?

To know how much life insurance you may need, there are several factors that you have to consider such as the following:

  • Your current location
  • The number of children that you have. If in case you plan to have more children, you should also take this into consideration.
  • The job security of your family’s breadwinner
  • Your overall health

The more that you feel that life insurance will be important to you and your future, the higher the amount that you should get.

Life Insurance Coverage

Having life insurance means that it will be easier for the surviving parent to cope financially. It will be easier for the whole family to get their life back on track. Of course, their lives are not going to be the same if they have already lost a loved one. The loved one’s presence will always be missed. The money that will be received from the life insurance coverage will still be vital in making sure that the family will be able to survive for at least a few months after the loved one’s death.

You may think that purchasing life insurance is going to be complicated but this is not true at all. You can contact an agent soon who will give you proper information about what you need to do to get the life insurance that you deserve to have. There are different companies that offer different insurance policies. Make sure that you will check out each one well.

Reasons to be a Work at Home Mom

Working from home is slowly turning into something that every mom wishes to do. This way, they get to spend more time with their kids, manage their time better, and even cut down on costs such as gas and restaurant meals. It comes with its own challenges such as having a very poor social life and overworking, but these are challenges that can be overcome. In this article, we are going to take a look at some reasons why you should become a work at home mom.

Reasons to be a Work at Home Mom
Reasons to be a Work at Home Mom

More time with the kids

Most mothers that work away at home miss out a lot on their children’s routines, and working from home is the perfect chance to be there for them throughout the day.

Increase or maintain your income

When working from home after leaving your career to raise the kids, you get to maintain an income. You get to work while taking care of the kids, juggling two tasks at the same time. It is about managing your time properly. You also get to save money that would have been spent on fare, meals, and other things.

Give up the commute

People spend a lot of time on the road, either going to work or coming from work. Not only does it take up a lot of time, but it is also costly. Working from home saves you the time and money that you would have spent commuting.

Work flexible hours

Working from home usually means that you get to choose when to work as long as you submit your work on schedule. You could probably schedule your working hours to night time or early mornings, or time when the kids are asleep. The choice is yours.

Have a sense of control and contentment

People that work at home tend to have more control over their time and are in more control of their destinies. They get to set their schedules, set how much work they wish to do, giving them a better sense of balance.

Get away from office dynamics

The office is full of distractions from office colleagues, something that most moms miss when they first start working from home. However, over time they realize that it was reducing their efficiency.

Save money

Working from home, you get to save a lot of money as we have mentioned in some of the other points. You get to save money on the clothes you could have purchased for the office, lunches, and even coffee breaks.

Emerald Ash Borer

One of the best things about working from home is the fact that you can even decide to work in your backyard as you enjoy the environment. Things like listening to the birds singing while the wind whistles through the leaves can actually make you perform even better. Nature has a way of making people feel at peace with everything. There, however, are some things that are destroying that nature that we might love so much, and one of those is the Emerald Stalk Borer. This is a beetle that is threatening the existence of the Ash Tree by eating through the stem and then depositing their larvae to develop in there. This cuts out the water supply in the trees, causing death. The U.S. has spent more than $120 million trying to find a solution to the problem, which has affected more than 20 states, but they are yet to find a permanent solution. The current tree care solution is a treatment that must be administered every two years without fail. Alternatively, the solution is to get rid of the Ash Trees and replace them with other species of trees that aren’t affected by the borer.

Summary

Working from home is where the world is headed today. Most companies are opting to employ work from home professionals for reasons that we will discuss some other day. As a mom, you should take the opportunity to work from home for the above reasons.

How to Deal with Teenagers

How to Deal with Teenagers

Teenagers are a very misunderstood breed of people since they are in the stage of their lives where they are looking for their individuality and peer acceptance. This is that period in their lives when they can destroy everything they’ve worked for, a time when they think that they know it all, challenging authority. Dealing with teenage children can be quite a challenge for those that aren’t prepared for it. in this article, we are going to look at some ways that a person can successfully handle their teenage children. Get also more information about when to get pregnant on https://www.whataboutmomblog.com/when-is-the-best-time-to-get-pregnant/ 

Avoid Giving Away Your Power

Teenagers push parents to the point of reacting negatively, something you as a parent should avoid, as this will be handing them the power to control you. Some of the ways that they can make you lose your cool include disobedience, breaking rules, provoking, and throwing tempers around. Always maintain your cool and take a deep breath before doing anything that you might regret.

Set Clear Boundaries

If your relationship with the teenager is to remain constructive and workable, you have to set boundaries or ground rules during this time when they want to have unlimited independence. These rules should be fair and reasonable and should be backed by actions. Boundaries tend to command respect in both directions.

Use Assertive and Effective Communication

James Humes, a former presidential speechwriter once said, “The art of communication is the language of leadership.” This is true when it comes to working with teenagers as well as motivating them. Difficult people should be dealt with by using assertive communication skills.

How to Deal with Teenagers

Focus on the Leader When Dealing with a Group of difficult Teenagers

When dealing with difficult teenagers, don’t focus on individuals, go for the leaders. The rest are bound to follow suit and fall in line. This is the same strategy that is accorded to students.

Maintain Humor and Show Empathy When Situations Aren’t Serious

There are situations where you don’t have to overreact and be too stern when situations aren’t that serious. You can even inject some humor when talking to the teenagers, using lines such as “there she goes again,” before continuing what you were doing. When the matters are trivial, let the teenager decide what to do instead of you telling them. Click here to learn more positive parenting tips.

Let Them Help Solve Problems Where Appropriate

Teenagers might behave badly because they believe that adults don’t listen. Don’t be commanding with them all the time, give them options such as letting them know that you’re free to talk to them about something stressing them if they wish. Let them know that you’re there for them, and keep reminding them that they can talk to you about anything. This is what we call the “pull” strategy that will let the teenager come to you when they are ready. Learn more about solving the problems of teenagers.

When situations are Serious, Let Them Know the Consequences

When teenagers insist on breaking the rules, let them know the consequences as it will lower their resistance, and make them respect and cooperate.

Summary

Dealing with teenagers could vary from individual to individual, but by following the strategies above, you could quickly gain traction in understanding and taming them.